Investment & Savings Calculators

M = P × ((1 + i)^n − 1) ÷ i × (1 + i), where P is the monthly instalment, i the monthly return and n the number of instalments.

No. SIP projections assume a constant rate you choose; actual equity returns vary year to year. FD and PPF rates are set by the bank or the government.

Most Indian banks compound quarterly, which is what the FD calculator assumes.

FD interest is taxed at your slab rate; PPF maturity is exempt; equity mutual fund gains follow capital-gains rules. Check current rules before you rely on a figure.