Salary & Income Tax Calculators

Work out take-home salary, income tax under both regimes, HRA exemption, CTC breakdown and salary hike percentage with free calculators.

179 tools in this collection — free, private and instant.

Salary

Tax & exemptions

More salary & income tax calculators

Pune HRA Calculator

House Rent Allowance exemption for Pune.

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Ahmedabad HRA Calculator

House Rent Allowance exemption for Ahmedabad.

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Jaipur HRA Calculator

House Rent Allowance exemption for Jaipur.

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Surat HRA Calculator

House Rent Allowance exemption for Surat.

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Lucknow HRA Calculator

House Rent Allowance exemption for Lucknow.

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Kanpur HRA Calculator

House Rent Allowance exemption for Kanpur.

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Nagpur HRA Calculator

House Rent Allowance exemption for Nagpur.

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Indore HRA Calculator

House Rent Allowance exemption for Indore.

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Thane HRA Calculator

House Rent Allowance exemption for Thane.

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Bhopal HRA Calculator

House Rent Allowance exemption for Bhopal.

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Patna HRA Calculator

House Rent Allowance exemption for Patna.

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Vadodara HRA Calculator

House Rent Allowance exemption for Vadodara.

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Ghaziabad HRA Calculator

House Rent Allowance exemption for Ghaziabad.

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Ludhiana HRA Calculator

House Rent Allowance exemption for Ludhiana.

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Agra HRA Calculator

House Rent Allowance exemption for Agra.

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Nashik HRA Calculator

House Rent Allowance exemption for Nashik.

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Faridabad HRA Calculator

House Rent Allowance exemption for Faridabad.

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Meerut HRA Calculator

House Rent Allowance exemption for Meerut.

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Rajkot HRA Calculator

House Rent Allowance exemption for Rajkot.

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Varanasi HRA Calculator

House Rent Allowance exemption for Varanasi.

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Srinagar HRA Calculator

House Rent Allowance exemption for Srinagar.

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Aurangabad HRA Calculator

House Rent Allowance exemption for Aurangabad.

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Dhanbad HRA Calculator

House Rent Allowance exemption for Dhanbad.

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Amritsar HRA Calculator

House Rent Allowance exemption for Amritsar.

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About these tools

The number on your offer letter and the number in your bank account are rarely the same. CTC includes the employer's PF contribution and gratuity, and what lands each month is gross pay minus PF, professional tax and TDS.

These calculators break that chain down step by step, including HRA exemption — the least of actual HRA received, rent paid minus 10% of basic, and 50% of basic in a metro (40% elsewhere).

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Frequently asked questions

How is take-home salary calculated?

Start from gross pay, subtract employee PF, professional tax and TDS. Employer PF and gratuity sit in CTC but never reach your account.

How is HRA exemption worked out?

It is the lowest of three figures: HRA actually received, rent paid minus 10% of basic salary, and 50% of basic in a metro city or 40% elsewhere.

Old regime or new regime?

The new regime has lower rates but almost no deductions. If you claim substantial HRA, 80C and home-loan interest, the old regime often wins — run both and compare.

Is professional tax the same everywhere?

No, it is a state levy and several states do not charge it at all.

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